By Lynn O'Rourke Hayes
According to advocacy group Project: Time Off, more than half of American workers leave unused vacation days on their company’s boardroom table. Meanwhile, the research shows that by planning ahead, more families will actually take much-needed vacations and thus reap a multitude of personal and professional benefits.
Here are five ideas to consider:
By Barbara Pronin
While your credit score affects everything from your ability to buy a car or a home to how much interest you will pay on the loan, many people don’t know how these scores are calculated or what impacts them positively or negatively.
Are you interested in adding a little seasonal oomph to your space? Below are a handful of cozy—and inexpensive—winter updates.
Cozy blankets galore. Nothing is better than a snuggly blanket on a cool winter evening. Drape heavier blankets over sofas, chairs or reading nooks, and even fold one up by the fireplace for stretching out on the floor. Just make sure it’s safely away from the flames!
By Dana Dratch
If you can afford it, it might be simple to pay off your mortgage earlier. But should you? That’s a complicated question.
Homeowners with low mortgage rates may be better off putting extra money in a Roth IRA or 401(k), both of which might offer a higher return than paying off the mortgage.
By Kay Bell
You’ve found the perfect house. Interest rates are still low. There’s just one thing standing between you and your dream home: a down payment.
Don’t abandon your homeownership dreams just yet. Here are nine ways to come up with the cash for your new home.
Pay Off Your Credit Cards
By Cheryl Knight
Buying a house is a life-changing process that requires lots of upfront financial planning.
When looking for a home, keep certain factors in mind, including your financial situation, types of available loans, your credit score, the price of the house and your down payment so you can navigate the process smoothly.
Your Financial Situation
Analysts are expecting even higher home prices in 2018 than originally projected, according to new research.
Zillow’s 2017 Q4 Home Price Expectations Survey reveals experts are anticipating a 4.1 percent hike in the new year, up from the 3 percent they forecasted a year ago. Over 100 experts, including economists, participated in the survey.
Their reasoning? Home-building has not panned out as planned—yet.
The National Association of REALTORS® (NAR) worked throughout the tax reform process to preserve the existing tax benefits of homeownership and real estate investment, as well to ensure as many real estate professionals as possible would benefit from proposed tax cuts. Many of the changes reflected in the final bill were the result of the engagement of NAR and its members, not only in the last three months, but over several years.
Procrastination can plague anyone; from students to parents. Winter doesn't help, as the cold whether has many wanting to curl up and hibernate. However, being cooped up in the house can be one of your best opportunities to make some improvements to your home so it can be ready to sell come spring.
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