Is 2026 the Year You Make a Move?
A new year has a way of bringing big questions to the surface.
For many homeowners, one question quietly lingers in the background — sometimes for months, sometimes for years:
Is this the year we make a move?
“Stuck” with a Great Mortgage Rate? What Mortgage Lock-In Means for Buyers and Sellers in St. Louis
Tuesday, January 6th, 2026
Homeowners who locked into near-3% interest rates during 2020–2021 are now hesitant to sell, because it means buying another property that could require a 6% rate or higher. This “mortgage lock-in effect” is causing many would-be sellers to stay put, which means a smaller housing supply in St. Louis — and fewer options for eager buyers.
| Newer Posts |